We're exploring a new way to help hard working people who've been shut out from mortgages to secure home ownership
Build equity in your own future.
Calculate your rateOur founding concept is based on the logic that if you can prove you have stable income and have paid rent consistently with no issues over the last few years, why shouldn't you be eligible for a mortgage?
Unfortunately, many banks and building societies don't seem to agree, their demand for deposits has locked an entire generation out of home ownership and foundational security
Our goal is to build a company that makes home ownership as accessible as possible for those who deserve it
Up front fee,
covers legal expenses
APR fixed for 5
years (20 year term)
with ~80% LTV
after 5 years
You choose a property you
love within your budget
We take on the 100% LTV
risk and you move in
You make a fixed monthly
payment building equity
After 5 years you remortgage with a traditional lender and now you're on the property ladder
Monthly fee with option to remortgage after 5 years with ~80% LTV
Home value £150,000
Initial Fee £500
Legal Fees £2,000
60 Monthly Payments £989.93
Remortgage at 77% LTV after 5 years
Use the calculator below to see how this scheme would work out for your home
Please note, we're testing demand for a potential future product. No finance is available yet.
Help us prove demand by completing this short survey. Your responses help us build the case for investors and government backing.